For Individuals
Disability Insurance
If you stay healthy and can see patients for the rest of your career - a steady income as a physician can help power your other life and financial goals. However, if an injury or illness puts you out of work - it’s often difficult to transition careers or make comparable income passively in medicine. So whether you are a resident, fellow, attending, or in private practice - it makes sense to make sure your income is protected in your specialty.
Life Insurance
While disability insurance can provide income even if you are unable to work in your occupation, life insurance provides a death benefit to your loved ones if you were to pass away prematurely. Give yourself, and your family, additional peace of mind through properly structured life insurance.
Coverage Reviews
Life is not static and our needs to protect our incomes and families change throughout the seasons of life. If you haven’t reviewed your coverage in a while, have had changes in income or family situations, or just need a refresher on what you have - schedule a call to make sure your protection is buttoned up.
For Employers
Group Disability and Group Life Insurance
Providing income protection and life insurance coverage to employees not only protects them and their families but also protects you as an employer.
Executive Benefit Insurance
Many high earning professionals are not appropriately covered by traditional benefits package caps and limitations. Designing solutions to better protect your key employees can lead to better retention of top talent.
GSI Plans (Guaranteed Standard Issue)
Enabling employees (whether residents, fellows, or attendings) to obtain disability insurance without the full medical underwriting process allows them to get much cleaner coverage without the hassle of exams, exclusions, and extended paperwork.