*Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Adviser, Member FINRA/SIPC, 2525 Ponce DeLeon Blvd., Suite 750 Coral Gables, Florida 33134 ph (305) 443-1610. Muniz and Associates, Inc. is not affiliated with Hornor, Townsend & Kent, Inc.  HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company and does not offer tax or legal advice.

Our representatives are licensed/registered to offer life insurance and securities in our resident state of Florida, along with other states.  For additional licensing information please call (305) 443-1610.  Not an offer or solicitation in any state not properly licensed and/or registered.

A1CD-0715-04

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