Our Firm

Julio C. Muniz, CFP, CLU, founded Muniz and Associates in 1983.

Mr. Muniz is a Certified Financial Planner (CFP) and a Chartered Life Underwriter (CLU) who has specialized in insurance and financial planning*.

Our support team is comprised of qualified individuals who have combined experience of over thirty years in the financial services industry dealing with the various needs of professionals and business owners.

*Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Adviser, Member FINRA/SIPC, 2301 Maitland Center Parkway, Suite 123, Maitland 200 Building, Maitland, FL 32751, (407) 667-7733. Muniz and Associates, Inc. is not affiliated with Hornor, Townsend & Kent, Inc. HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company and does not offer tax or legal advice.

Our representatives are licensed/registered to offer life insurance and securities in our resident state of Florida, along with other states. For additional licensing information please call (407) 667-7733. Not an offer or solicitation in any state not properly licensed and/or registered.

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