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Life Insurance

Protecting those you love

Life insurance provides a valuable safety net for those that you love. While most people are familiar with concept of life insurance that pays the beneficiaries at the death of the insured, there are also life insurance policies that can be used to accumulate wealth, supplement income, benefit charitable causes, and pass money on to the next generation. Also, many policies accumulate cash value in a tax-deferred investment and the cash value may be protected from creditors. (if structured properly - varies by state)

We can help you determine which types of life insurance fit your current needs and situation.

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(Life insurance permanent policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Accessing cash values may result in surrender fees and charges, may require additional premium payments to maintain coverage, and will reduce the death benefit and policy values.)