Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

$

How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

%
 
   
   
Muniz and Associates, Inc.
601 Bayshore Blvd., Suite 645 • Tampa, FL • 33606
Phone: 813-258-0033 • Fax: 813-258-1702
• muniz.julio@pmlmail.com

*Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Adviser, Member FINRA/SIPC, 2301 Maitland Center Parkway, Suite 123, Maitland 200 Building, Maitland, FL 32751, (407) 667-7733. Muniz and Associates, Inc. is not affiliated with Hornor, Townsend & Kent, Inc.  HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company and does not offer tax or legal advice.

Our representatives are licensed/registered to offer life insurance and securities in our resident state of Florida, along with other states.  For additional licensing information please call (407) 667-7733.  Not an offer or solicitation in any state not properly licensed and/or registered.

A1CD-0715-04

Privacy Policy