Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Muniz and Associates, Inc.
601 Bayshore Blvd., Suite 645 • Tampa, FL • 33606
Phone: 813-258-0033 • Fax: 813-258-1702
• muniz.julio@pmlmail.com

*Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Adviser, Member FINRA/SIPC, 2301 Maitland Center Parkway, Suite 123, Maitland 200 Building, Maitland, FL 32751, (407) 667-7733. Muniz and Associates, Inc. is not affiliated with Hornor, Townsend & Kent, Inc.  HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company and does not offer tax or legal advice.

Our representatives are licensed/registered to offer life insurance and securities in our resident state of Florida, along with other states.  For additional licensing information please call (407) 667-7733.  Not an offer or solicitation in any state not properly licensed and/or registered.

A1CD-0715-04

Privacy Policy